Blog

Learn how to transfer money from Paypal to Gcash which is more convenient. If you have a PayPal account, you can easily transfer money to your GCash account.

This allows you to access your PayPal funds in the Philippines and use them for various purposes, including paying bills, buying load, and more.

You can transfer money from PayPal to GCash using the GCash app or the PayPal website.

We’ll walk you through both methods below. Ready to learn how to make the transfer? Read till the end.

You can agree with me that Moving money between PayPal and GCash has become a frequent need for many Filipinos.

Whether you’re receiving online earnings or topping up your mobile wallet, knowing how to transfer funds efficiently is crucial just like knowing how to cash out Gcash.

This guide will introduce you to the seamless process of transferring money from PayPal to GCash in just a few easy steps.

Steps On How To Transfer Money From PayPal To Gcash?

1. Link your accounts: This is crucial for seamless transfers. Ensure your GCash and PayPal accounts use the same email address and registered name. If not linked, follow the prompts in GCash under “Cash In” > “Global Partners and Remittance” > “Link/Unlink Accounts“.
2. Open the GCash app and access the “Cash In” section.
3. Navigate to “Global Partners and Remittance“.
4. Select “PayPal” as your remittance source.
5. Enter the amount you want to transfer (minimum ₱500, maximum ₱100,000 per month).
6. Review the details and tap “Next“.
7. You’ll be redirected to your PayPal account. Login and follow the prompts to authorize the transfer.
8. Confirm the transaction on both platforms. Once approved, your GCash account will be credited, typically within 1-3 business days.

Requirements To Transfer Money From PayPal To Gcash?

To ensure a smooth and successful transfer of funds from Paypal to GCash, you’ll need to meet these key requirements:

1. Linked Accounts:

• The most crucial requirement is linking your Paypal and GCash accounts. This allows for direct transfer between the two platforms. Make sure the email addresses and names associated with both accounts are identical.

2. Account Verification:

• We have explained in details on how to verify Gcash account Here and in this case, Both your Paypal and GCash accounts need to be verified for the transfer to proceed. Verification enhances security and often unlocks higher transfer limits.

Here’s how to verify your accounts:

Paypal:

• Log in to your Paypal account.
• Click on “Wallet” from the top menu.
• Select “Verify” next to your preferred verification method (phone number or credit card).
• Follow the on-screen instructions to complete the verification process.

GCash:

• Open the GCash app and tap on your profile picture.
• Select “Verify Now” under “Upgrade Account”.
• Choose your preferred verification method (government-issued ID or online verification) and provide the necessary information.
• Follow the prompts to complete the verification process.

3. Minimum Transfer Amount:

• There’s a minimum transfer amount of ₱500 when sending money from Paypal to GCash.

4. Transfer Limit:

• The maximum amount you can transfer per month is ₱100,000. This limit resets at the start of each month.

5. Currency Considerations:

• Your Paypal balance must be in Philippine Pesos (₱) for a direct transfer to GCash.
• If your Paypal balance is in another currency, it will be automatically converted to ₱ at the prevailing exchange rate, and you might incur conversion fees.

Additional Tips:

• Ensure a stable internet connection throughout the transfer process.
• Double-check the transfer details before confirming the transaction.
• Familiarize yourself with Paypal’s and GCash’s respective fees and charges.

By meeting these requirements and following the steps outlined, you can seamlessly transfer money from Paypal to GCash and enjoy the convenience of managing your finances across these popular platforms.

Fees To Transfer Money From PayPal To Gcash?

The good news is that transferring money from PayPal to GCash generally doesn’t incur any fees, as long as you keep the following in mind:

No fees when:

• Your PayPal balance is in Philippine Pesos (₱).
• You’re transferring the funds directly to your linked GCash account.

Fees might apply when:

• Your PayPal balance is in a foreign currency. In this case, you’ll need to convert it to ₱ before transferring, and PayPal will charge a currency conversion fee, typically around 3-4%.
• You’re using an intermediary service like a virtual card or remittance provider. These services may charge their own fees on top of PayPal’s.

By understanding these potential fees and choosing the right method, you can ensure efficient and cost-effective transfers between your PayPal and GCash accounts.

How To Transfer Money From PayPal To Gcash Without Linking?

Unfortunately, transferring money from PayPal to GCash directly without linking your accounts is currently not possible.

Both platforms require a linked connection for security and regulatory reasons.

However, there are a few alternative options if you’re hesitant to link your accounts:

1. International money transfer services: Consider using international money transfer services like Remitly, WorldRemit, or Wise.

These platforms offer direct transfer options from PayPal to GCash without requiring account linking.

However, you might encounter slightly higher fees compared to the linked transfer method.

2. Intermediate currency exchange: If you have a bank account in a different currency, you can consider converting your PayPal balance to that currency first. Then, you can use a local currency exchange service to transfer the funds to your GCash account.

This method might be more time-consuming and involve additional fees, but it avoids linking your accounts directly.

3. P2P transfers: If you know someone with a verified PayPal account and a linked GCash account, you can ask them to act as an intermediary.

They can receive the funds from your PayPal and then transfer them to your GCash account. However, this method relies on trust and might not be suitable for large amounts or frequent transfers.

4. Virtual credit cards: Some services offer virtual credit cards that can be funded using your PayPal balance. You can then use the virtual card to make online purchases or top up your GCash account through a payment gateway. This method might involve additional fees and might not be available in all regions.

5. Wait for future updates: While currently unavailable, PayPal may introduce the option of transferring funds to GCash without linking accounts in the future. You can keep an eye on official announcements from both platforms for any updates.

Remember, these alternative methods might involve additional fees and processing times compared to the direct linked transfer. Always research and compare fees before choosing a method.

Wrapping Up On How To Transfer Money From PayPal To Gcash?

Transferring money from PayPal to GCash doesn’t need to be a daunting task.

By following these simple steps and keeping a few key points in mind, you can seamlessly move your funds between these popular platforms:

1. Link your accounts and ensure verification for a smooth and efficient transfer.
2. Utilize the “Cash In” feature in the GCash app with the “PayPal” option under “Global Partners and Remittance.”
3. Double-check your transfer details and authorize the transaction on both platforms
4. Enjoy real-time or near-real-time transfers with zero fees (except potential currency conversion charges).

Remember, you have options! Should you need alternative solutions or encounter any limitations, international money transfer services like Remitly or WorldRemit can provide additional flexibility.